- Gaps in Retirement Savings🔍
- Racial Differences in Economic Security🔍
- America's Retirement Race Gap🔍
- Retirement savings by race🔍
- White workers have nearly five times as much wealth in retirement ...🔍
- How Can Policymakers Close the Racial Gap in Retirement Security?🔍
- Retirement Savings Gaps Widen Along Racial🔍
- How retirement saving incentives amplify wealth gaps in the U.S.🔍
Gaps in Retirement Savings based on Race
Gaps in Retirement Savings - The New School SCEPA
The gap in coverage is correlated with race and is caused by Blacks having lower earnings, less secure jobs, and less access to plans. Here is ...
Racial Differences in Economic Security: Non-Housing Assets
First, these wealth gaps mean that Black and Hispanic households are less likely to enjoy the tax benefits that accompany retirement plan ...
Race, Ethnicity, and Retirement Security in the United States
This wealth inequality is reflected in a massive retirement savings gap by race and ethnicity, so that households of color often have less ...
America's Retirement Race Gap, and Ideas for Closing It
In 2016, the typical Black household approaching retirement had 46 percent of the retirement wealth of the typical white household, while the ...
Retirement savings by race | Voya.com
More than half of Black and Latinx households have no retirement savings, while only a third of White households lack savings. Racial pay gaps ...
White workers have nearly five times as much wealth in retirement ...
The gap in retirement savings is even larger than the gap in retirement plan participation. In 2013, white families between the ages of 32 and ...
How Can Policymakers Close the Racial Gap in Retirement Security?
... retirement savings account. The credit equals 50 percent, 20 percent, or 10 percent of contributions, depending on taxable income, for those with incomes up ...
Retirement Savings Gaps Widen Along Racial, Ethnic Lines
Employers may be the key to increasing retirement plan participation by workers–and closing racial and ethnic savings gaps.
How retirement saving incentives amplify wealth gaps in the U.S.
Changing how more than $300 billion of annual incentives are allocated could close the racial gap in retirement savings by a third, a new study finds.
The Racial Retirement Gap - State Farm®
The retirement savings gap that exists between BIPOC and their white counterparts is extremely large. The average retirement savings for BIPOC is several times ...
There's a racial gap in the economic security of Americans nearing ...
Americans in their 50s and 60s are much less prepared for retirement than previous generations. But most Black families, with less financial and housing wealth ...
WHAT LESSONS CAN THOSE SEEKING TO NARROW THE ...
This essay reviews the literature on the racial retirement savings gap ... retirement plans, and underwriting of annuities based on zip codes. Read the ...
These steps can help close the racial retirement gap - CNBC
According to the U.S. Federal Reserve's latest Survey on Consumer Finances, 57% of white families had savings in retirement accounts, compared ...
Disparities For Women and Minorities in Retirement Saving
Thus, the combination of a lower base for saving and lower savings rate partly explains the racial gap in net worth. Differences in earnings also have ...
Race, Gender Disparities Still Evident in Retirement Account Balances
Discrepancies in contributions: After accounting for age, salary, tenure and plan design factors, Black and Hispanic females contributed a lower ...
Closing the Racial Wealth Gap in Retirement Readiness
The authors believe that racial inequities can be addressed by reorienting retirement savings incentives toward moderate-income families, taxing ...
Spotlighting Women's Retirement Security - Treasury
Gaps in retirement security are even larger for women of color. For example, according to a study by the Women's Institute for a Secure ...
401(k) plan changes can close the racial retirement savings gap
People of color are contributing to retirement accounts at lower rates and are more likely to take early withdrawals, which is why employers ...
11, we show that these contribution gaps are also broad-based, focusing on race for brevity: contribution gaps persist (and get larger in terms of ...
Why are Black workers less likely to have retirement savings?
The racial wage gap has been persistent as well, with Black full-time workers making about 20% less than their White counterparts, according ...