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Understanding Variable Annuities


What is a Variable Annuity? - Definition, Pros & Cons | Study.com

Definition. A variable annuity is an investment product that allows a sum of money to grow on a tax deferred basis. At retirement the balance is annuitized or ...

Variable Annuities - Ultimate Guide to Retirement - Business - CNN

A variable annuity is a tax-deferred retirement vehicle that allows you to choose from a selection of investments, and then pays you a level of income in ...

Variable Annuities & Your Retirement - Insurance - Raymond James

A variable annuity is a contract between you – the annuity owner – and a life insurance company. In return for your purchase payment, the insurance company ...

Variable annuity | Ameriprise Financial

A variable annuity is a retirement solution that can generate income for retirement. It can benefit from the potential growth in the financial markets.

Variable Annuities - Annuities HQ

Variable annuities are primarily used in long-term financial planning as a method to both save for your retirement and to grow those savings over time.

Variable annuities | Protective Life

Variable annuities are typically purchased to pay out in the future, giving the investment options in the annuity the chance to grow tax-deferred. Interested?

Annuities 101, part 1: what is a variable annuity?

Variable annuities are long-term, tax-deferred investments designed for retirement, involve investment risks and may lose value. Earnings are ...

Chapter 3: Variable Annuities - Bookmark Education

Like a variable life insurance policy, a variable annuity contract will give owners the opportunity to transfer invested funds from one mutual fund to another ...

Pros & Cons of Variable Annuities

Within the broad scope of investment options available in retirement, variable annuities stand out for their versatility. Essentially, they merge the guaranteed ...

Variable Annuities - AnnuityAdvantage

A variable annuity is a contract where all of the premium deposits are invested in variable subaccounts subject to market fluctuations.

Is a Variable Annuity a Good Idea? - SmartAsset

Variable annuities offer strong growth potential and considerable risk all at once. Because the returns you earn through a variable annuity are based on the ...

Variable Annuities - New York Life Insurance

A variable annuity offers a number of investment options. It gives you the opportunity to spread your money across different types of investments to help you ...

How Do They Work and What Do They Cost? | Central Trust

Variable annuities can be complex, hard for clients (and financial professionals) to understand and the fees can add up quickly. There are many ...

Guide to Understanding Annuities

No taxes are due on any gains in your investment funds when you reallocate within your variable annuity. But there may be a charge if you exceed the number of ...

Variable Annuities | RiverSource

A variable annuity is a long-term retirement investment issued by an insurance company that can help you: Grow your money. Take income in retirement. Pass on ...

What is a Variable Annuity? - Lifeinsure.com

Retirees who are aiming to maximize their financial security may want to consider investing in variable annuities. This type of annuity ...

Variable Annuities: Understanding the Risks | Securities Lawyers

A variable annuity (VA) is a type of annuity with a value tied to an investment portfolio's performance. It also is a contract between you and an insurer that ...

What are the pros and cons of a variable annuity? - Bankrate

A variable annuity is a contract between you and an insurance company that can provide income in retirement. All annuities work like this: You ...

5 reasons variable annuities may be a good idea for your retirement

A variable annuity allows you to convert a portion of your investments into a stream of guaranteed income that's protected from market ...

The basics of a variable annuity - Mutual, Inc. - PlanMember

With a variable annuity, you can typically select from a variety of stock, bond, and asset allocation subaccounts. They also offer guaranteed fixed-interest ...