Should Your Organization Consider a Health Insurance Captive?

What is Captive Insurance? | Gregory & Appel

Financial review: most captives will have an independent consultant review your company's audited financials. Since the captive is taking a risk ...

Is a Group Medical Stop-Loss Captive Right for You? | Risk Strategies

Employers that participate in a group captive function independently from the rest of the group in how they run their own benefits plan. They still have the ...

Why Form a Captive: Form Captive Insurance Companies

A captive allows the business to underwrite heretofore inappropriately self-insured risks (for example business interruption coverages) into property and ...

When Does Captive Insurance Make Sense? - Founder Shield

Captive insurance companies don't write or offer insurance policies to any other business except their parent company. Many companies opt for ...

Group Medical Stop Loss Captives Unveiled

But because self-funding relies on the law of large numbers for its efficacy, it does not work well, or at all, for smaller employers. The latter must usually ...

Utilize a Captive for Better and More Cost Effective Employee Benefits

While there are several structures, essentially a captive insurance company is an insurance company formed to insure the risks of its owner(s).

Time to cough up - Captive Insurance Times feature article

Lakhanpal adds: “A captive is an extremely flexible tool that creates a funding solution that protects employers from the volatility associated ...

How Employers Can Maximize the Value of Their Employee Benefits ...

As healthcare costs continue to rise, captives remain an attractive option for a wide range of employers. But these organizations need to ensure ...

The basics of health insurance captives for small employers | EBA

Captives work well for large organizations because they have enough volume to stabilize their risk and allow companies to lower the fixed cost ...

Is a health insurance captive right for us?

Because the captive insurance company insures specific risks of health and welfare claims, employers find comfort in this approach. There can be ...

Standard Market Insurance vs Captive Insurance Programs

Employees will notice an increase in wellness, personalized guidance, and technology advancement that bridge the gap between healthcare and benefits. At SBMA, ...

What You Need to Know About Insurance Captives - YouTube

Captive Insurance: How it Works and Why You Should Consider It ... Stop Loss Insurance: How it works for your Health Plan. Friends With ...

Understanding Health Insurance Captives – A Guide for Employers

Health insurance captives offer substantial benefits for employers, making it a key option to consider when optimizing your benefits ...

ERISA Compliance For Captive Insurance

Captive Insurer Arrangements are becoming more popular with PEOs and large organizations that want to save on employee benefit costs. The ...

What Is a Captive Insurance Company? - Investopedia

Captive insurance companies are often formed to supplement commercial insurance, allowing the parent company to keep the money it would otherwise spend on ...

Self-Insurance vs. Captive Health Insurance - Haughn & Associates

A self-insured plan is financially efficient. You will save the capital you would spend paying the profit margin for a commercial insurance company. You'll have ...

The Power of Two: Breaking down rising health care costs and options

Captive insurance represents a shift toward self-funding. Here a group of employers come together to form their own insurance company. This " ...

Captive VS Self Insurance: Which Is Right For You?

For example, an employer who self-insures their company's health plan has no way to ensure they will have enough to cover claims. Captives have ...

The Captive Vernacular: Defining the Common Parties Involved in ...

Captive health plans have gained significant traction as an innovative risk management strategy from groups of all sizes. However, different ...

AN ACT CONCERNING CAPTIVE INSURANCE COMPANIES

A captive insurance company is, in its simplest form, an insurance company that is a wholly-owned subsidiary whose primary function is to insure all or part of ...