2025 Retirement Plan Contribution Limits

401(k) limit increases to $23500 for 2025, IRA limit remains $7000

The limit on annual contributions to an IRA remains $7,000. The IRA catch‑up contribution limit for individuals aged 50 and over was amended ...

Notice 2024-80, 2025 Amounts Relating to Retirement Plans ... - IRS

The limitation for defined contribution plans under section 415(c)(1)(A) is increased in 2025 from $69,000 to $70,000. The Code provides that various other ...

IRS Announces 2025 Retirement Plan Dollar Limits and Thresholds

Compensation. The annual limit on compensation that can be taken into account for contributions and deductions will increase to $350,000 (up ...

2025 Retirement Plan Contribution Limits (401k, 457(b) & More)

The annual elective deferral limit for 401(k) plan employee contributions is increased to $23,500 in 2025. Employees age 50 or older may contribute up to an ...

Mercer projects 2025 retirement plan limits

IRC retirement plan limit. 401(k), 403(b) and eligible 457 plan elective deferrals (and designated Roth contributions). Projected 2025. $23,500. 2024. 23,000.

401(k) catch-up limits in 2025 allow bigger contribution for some

To start, individuals can contribute up to $23,500 — an extra $500 from the 2024 limit — to their 401(k) plans in 2025, according to the IRS ...

Workplace retirement plan and IRA contribution limit changes for 2025

2025 IRA contribution limits · You can contribute a maximum of $7,000 (same as 2024). · Catch-up contributions for taxpayers 50 and older are also ...

2025 Retirement Plan Limits Announced - Groom Law Group

For 2025, this higher amount is $17,600. [2] Under a change made in SECURE 2.0, a different catch-up limit applies for employees aged 50 and ...

Retirement rule changes coming in 2025 — here's how you can ...

Starting in 2025, the 401(k) employee deferral limit will jump to $23,500, up from $23,000 in 2024. While catch-up contributions for workers ...

Five Changes Coming to IRAs and 401(k)s in 2025 - Kiplinger

The new catch-up contribution limit will increase to the greater of $5,000 or 150% of the regular age 50 catch-up contribution limit for SIMPLE IRA plans in ...

IRS releases 2025 retirement and fringe benefit plan limitations

Due to changes under the Act, beginning in 2025, the catch-up limit for most retirement plans is increased to $11,250 for individuals turning 60 ...

401(K) and IRA Contribution Limits for 2025 - CNBC

Workers who contribute to a 401(k), 403(b), most 457 plans and the federal government's Thrift Savings Plan can contribute up to $23,500 in 2025 ...

Retirement Plan Contribution Limits Announced for 2025

TYPE OF LIMIT, 2024, 2025 ; Defined Benefit Annual Benefit, $275,000, $280,000 ; Defined Contribution Annual Contribution, $69,000, $70,000 ; 401(k)/ ...

IRS Issues 2025 Retirement Plan Contribution Limits - Moore Colson

The $7,000 contribution limit for 2025 (plus $1,000 catch-up, if applicable, and reduced by any Roth IRA contributions) still applies.

IRS Raises 401(k) Contribution Limit for 2025 - SHRM

Starting in 2025, employees can contribute up to $23,500 into their 401(k) and 403(b) plans, most 457 plans, and the Thrift Savings Plan for ...

IRS Announces 2025 Retirement Plan Limits | JD Supra

The enhanced catch-up contribution limit for those ages 60-63 in 2025 is $11,250. This means that the maximum amount of elective deferral ...

New Retirement Plan Contribution Limits for 2025 - KLR

Bigger Catch-Up Contributions (2025): If you're 60 to 63, you can contribute an extra $11,250 · Max Out Employer Contributions: With higher ...

IRS increases pension and retirement plan contribution limits for 2025

The IRS on Friday announced an increase to the amount individuals can contribute to their 401(k) plans in 2025 — to $23,500, up from $23,000 ...

SECURE 2.0 Act changes that go into effect in 2025 - Milliman

If the plan offers the enhanced catch-up feature, participants aged 60, 61, 62, or 63 can contribute up to $34,750 in 2025 ($23,500 plus $11,250) ...

IRS sets 401(k) limits for 2025, adds new catch-up for some

The limit on annual contributions to an IRA remains $7,000. The IRA catch‑up contribution limit for individuals aged 50 also stayed at $1,000 ...