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Can People With Excellent Credit Be Denied?


Can People With Excellent Credit Be Denied? - Experian

Why You Could Be Denied With an Excellent Score · Insufficient income: While income isn't factored into your credit scores, some lenders do have ...

I Have Good Credit. Why Don't I Qualify For That Card? - Bankrate

Remind yourself that card issuers consider more than just your credit score when making approval decisions, and your denial could be nothing ...

I Have Good Credit. Why Was I Rejected for a Card? - NerdWallet

Card issuers look at many factors when considering applications. People with high scores might not make the cut, while someone with a lower score might.

8 Reasons Why People with Good Credit Can Get Denied

Some common reasons someone with a good credit score may be denied are having too much existing debt, not having enough income or having too ...

My credit score is 847! Why was I denied a card? - Credit cards

Someone stole your identity ... An unnoticed fraudulent account on your credit report can also make you look like a bigger credit risk than you ...

Good credit score but refused a loan or finance? Here's why - Loqbox

It's not going to drag your credit score into the mud but it could still be a concern for a potential lender. All lenders have their own ...

Got good credit but was denied everywhere : r/PersonalFinanceZA

Do you have a credit card with your bank? Good credit rating is not always important, my one friend had the perfect rating because he never had ...

6 Reasons You Can Be Rejected With An Excellent Credit Score

1. What Credit Score Are They Using, Anyway? I often hear people talk about their “credit score,” as if they only had one score.

Why do people with an excellent credit score get denied? - Quora

I went to get a credit card at SAMS club and was denied. They could not tell me at the store why I was denied but they gave me the 800 number and told me to ...

Q&A: Great credit, but rejected for a credit card. What gives?

Most credit applications are evaluated by algorithms, rather than people. Getting a human involved can make all the difference.

Why People with Good Credit Can Get Denied for Credit - Blog

Having Good Credit Doesn't Always Guarantee Approval · 1. Different Credit Scoring Models May Be Used · 2. High Debt Utilization or Debt Burden · 3 ...

10 Potential Reasons Why Your Credit Card Application Was Denied

Can People With Excellent Credit Be Denied? Excellent credit is a big part of getting approved, but it's not a guarantee. Information not in ...

Why Credit Card Applications Get Denied | Capital One

Being denied a credit card can be disappointing. But the good news is you don't have to guess why your application was denied.

Does Getting Denied For A Credit Card Hurt? - Debt.com

However, even people with a credit score solidly in the “excellent” or “exceptional” range of 800 or above could still get denied under certain ...

Good credit score but your application's been denied?

Even people with very good credit history can be declined if the lender thinks there is a risk that the new payments could become unaffordable.

4 Reasons Even People With Excellent Credit Get Rejected

Everything from your income to debt ratio to "gaming" the system for more credit card perks can lead to a rejection.

Excellent Credit Score but Refused Credit? Here's Why - Finio Loans

While you may have a great rating, you could be turned down after a loan application due to there being errors on your credit file. For example, ...

Getting Denied Credit - Consumer & Business

If you were denied because you have too many credit cards or too much outstanding debt, you can reapply after paying down your balances or closing some accounts ...

What an excellent credit score is—and how to get one - CNBC

“Excellent” is the highest tier of credit scores you can have. When you apply for credit, lenders review a detailed summary of your financial history, known as ...

Denied with excellent credit - myFICO® Forums - 5789768

You can go the secured route, for credit cards I understand discover is a good one. For an installment loan I've read about self lender on here ...