Consumer Affairs Laws and Regulations Regulation CC

Consumer Affairs Laws and Regulations Regulation CC - FFIEC

Consumer Affairs Laws and Regulations. Regulation CC. 1. Introduction. The Expedited Funds Availability Act (EFA) was enacted in August 1987 and became ...

A Guide to Regulation CC Compliance - Federal Reserve Board

Regulation CC requires that financial institutions provide customers who have a transaction account with disclosures stating when their funds ...

Expedited Funds Availability Act (Regulation CC) - NCUA

It also establishes rules designed to speed the collection and return of unpaid checks. The Check 21 section of the regulation describes ...

The Fed - Supervision and Regulation: - Federal Reserve Board

Subpart C contains rules to speed the collection and return of checks. Subpart D contains provisions that pertain to substitute checks. A ...

Availability of Funds and Collection of Checks (Regulation CC ...

The Board of Governors of the Federal Reserve System (Board) and the Consumer Financial Protection Bureau (CFPB) are amending Regulation CC, ...

Availability of Funds and Collection of Checks (Regulation CC)

The Board of Governors of the Federal Reserve System and the Consumer Financial Protection Bureau are amending Regulation CC, ...

Expedited Funds Availability Act (Reg CC)

Under Regulation CC, some deposits are subject to next-day availability, others second day availability with exceptions for new accounts, large dollar, ...

What Is Regulation CC? Definition, Purpose, and How It Works

These laws set specific requirements for the timely availability of deposits that are made by customers into transaction accounts. These laws addressed the ...

Expedited Funds Availability Act - FDIC

Regulation CC (12 CFR 229), as amended, implements two laws—the Expedited Funds Availability Act (EFA Act), which was enacted in August 1987 and became ...

Availability of Funds and Collection of Checks (Regulation CC)

The Agencies are also amending Regulation CC to incorporate the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA) ...

12 CFR Part 229 -- Availability of Funds and Collection of Checks ...

Both consumer and nonconsumer accounts are subject ... The California funds availability law and regulations apply to accounts as defined by Regulation CC ...

Reg CC: Funds availability requirements and fraud - Abrigo

This article explains Reg CC and its general rules for making funds available from checks after a deposit. It covers when a financial ...

Amounts under Regulation CC for Making Check Deposits Available ...

The Federal Reserve Board and the Consumer Financial Protection Bureau (jointly, the “Agencies”) have amended Regulation CC, the regulation ...

Consumer Compliance | FDIC

The EFTA is intended to protect individual consumers engaging in electronic fund transfers and remittance transfers. · Regulation CC implements ...

Availability of Funds and Collection of Checks - Federal Register

The Board and the CFPB (collectively, the Agencies) are amending Regulation CC, which implements the Expedited Funds Availability Act (EFA ...

Agencies Issue 2025 Regulation CC Cost of Living Adjustments

Regulation CC requires institutions to send change notices to holders of consumer accounts. However, because these changes actually expedite the availability of ...

Examination Handbook 1335, Exepedited Funds Availability Act ...

Handbook - Consumer Compliance - Depository Services. Page 2. Consumer Affairs Laws. Section 1335 and Regulations. 1335.2 Examination Handbook. December 1999.

Agencies Announce Dollar Thresholds for Regulation CC Funds ...

Under 607(f) of the Expedited Funds Availability Act1 (EFAA), the Federal Reserve Board and the Consumer Financial Protection Bureau (agencies) must make ...

Regulation CC Update - Forvis Mazars

On May 13, 2024, the Federal Reserve Board and the Consumer Financial Protection Bureau adjusted certain dollar thresholds in Subpart B of Regulation CC.

Regulation CC Inflation Adjustments Effective July 1

In July 2019, the Consumer Financial Protection Bureau and the Federal Reserve Board published a final rule on inflation-based adjustments ...