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Debt Collections


Debt collection | Consumer Financial Protection Bureau

Our resources, including guidance on the CFPB's Debt Collection Rule, can help you understand how debt collection works and what your rights are.

Debt Collection | Federal Trade Commission

The Fair Debt Collection Practices Act protects consumers from abusive or harassing treatment by debt collectors and establishes guidelines for the industry. Is ...

Debt Collection FAQs | Consumer Advice - Federal Trade Commission

The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debts.

Private debt collection | Internal Revenue Service

The IRS assigns certain overdue federal tax debts to private debt collection agencies. Review the list of agencies and what debts the IRS ...

What should I do when a debt collector contacts me?

If a debt collector contacts you, use the opportunity to find out about the debt, which will help determine if they're legitimate and if you really owe it.

Debt Collection | FDIC

Debt collectors are individuals and agencies that collect debts owed to others, such as a bank, attorney, landlord, or other business or individual.

Debt Management - Bureau of the Fiscal Service

Through the Cross-Servicing program, we provide delinquent debt collection services to federal agencies. We work with debtors based on their ...

Your Debt Collection Rights | Office of the Attorney General

You may owe a debt, but you still have rights. And debt collectors have to obey the law. If You Owe Money Creditors don't want to bring in a debt collection ...

Debt Collections: What consumers need to know - DFPI - CA.gov

Check your credit report. Ask relevant questions. If you think the debt collector is in error, dispute it. Debt collectors are obligated to send you something ...

Cross-Servicing: Private Collection Agencies

A private collection agency, or PCA, is a private company that specializes in collecting overdue (delinquent) debts from individuals, businesses, and other ...

Debt collection - Wikipedia

An organization that specializes in debt collection is known as a collection agency or debt collector. ... Most collection agencies operate as agents of creditors ...

Debt Collection Agency Contact. Free Advice. StepChange

What to do when your debt has been passed onto a debt collection agenecy? Know your rights. Free, expert advice from StepChange, the UK's leading debt ...

What Is Debt Collection And How Does It Work? - Bankrate

Debt collection is the process an agency or company undertakes to collect money owed by borrowers. Typically, a bill is significantly late before it goes to a ...

Collections & Recovery - LexisNexis Risk Solutions

The right debt recovery tools can greatly increase your financial return. They enable you to segment debts, prioritize accounts for payment collection and ...

Consumer Alert: Debt Collection - DC OAG

There are federal and District of Columbia laws that protect consumers and prohibit debt collectors from using certain practices that may be abusive, unfair, ...

Debt Collectors | State of California - Department of Justice

The law protects you from abusive, unfair, or deceptive debt collection practices. Here is information about some common debt collection issues.

What Can a Debt Collection Agency Do? - Equifax

Although the collection agency may not report the unpaid debt to the three nationwide consumer reporting agencies—Equifax, TransUnion and Experian — it is a ...

How to Deal With Debt Collectors - NerdWallet

Debt collectors may pressure you to take action quickly. Don't pay, don't promise to pay, and don't give any payment information the collector ...

What Is a Debt Collection Agency and What Do Debt Collectors Do?

Debt collection agencies attempt to collect delinquent debts owed by individuals or businesses either on behalf of the original creditor or for themselves.

Debt Collectors - Minnesota Attorney General

If a collector calls you and asks you to pay money you don't owe, you should politely explain why you don't believe you owe the money.