Debt collector has been trying to collect from me since 2009 ...

Debt collector has been trying to collect from me since 2009 ... - Reddit

It should be off your credit score already. They drop it from your score after 7 years, and they date they use to determine 7 years is the date of first ...

Can debt collectors collect a debt that's several years old?

In most states, debt does not disappear until you pay it. A statute of limitations limited the period of time creditors or debt collectors ...

Why would a debt collection agency continue contacting someone ...

Typically, it's misinformation that caused a collection agency to contact you. Someone who has a similar name or previously had your phone ...

How Long Can Debt Be Collected? | Credit.com

In some states, a collection agency cannot try to collect at all once a debt is past the statute of limitations. In other states, they cannot ...

Expert Answers on Collection Agencies, Scams, and Legal Issues

You should have been given the opportunity to dispute the debt, and it sound like you weren't. The first collection agency was also required by law to verify ...

Debt Collection FAQs | Consumer Advice - Federal Trade Commission

Once you get the validation information (see What does the debt collector have to tell me about the debt), if you still don't recognize a debt, or don't think ...

Guides: Debt Collection: Time-Barred Debts - Texas State Law Library

This law prevents debt buyers from suing to try to collect the debt even if a payment is made on the debt after the statute of limitations has ...

Statute of Limitations on Debt Collection by State

Types of Debt · Open-ended debt: An open-ended debt is a term for any loan that does not have a definite end date for repayment, such as a credit card or line of ...

Fair Debt Collection FAQ - Francis Mailman Soumilas, P.C.

What Rights Do I Have When a Debt Collector or Creditor is Trying to Collect Money From Me? ... have been victimized by the crime of identity theft. Our ...

Fair Debt Collection Practices Act: What You Should Know

Under the rules of the FDCPA, debt collectors are required to provide details about each debt they are attempting to collect by sending a written notice with ...

Being hounded by debt collector for a bill over 20 years old. Ohio ...

In other words, a judgment is simply a piece of paper and the creditor would have to take post-judgment actions to try and collect. Some people are essentially ...

What should I do when a debt collector contacts me?

If a debt collector contacts you, use the opportunity to find out about the debt, which will help determine if they're legitimate and if you really owe it.

13 Ways to Deal with Debt Collectors & Agencies

Creditors have a certain amount of time – 4-6 years in most states – to collect a debt before the statute of limitations runs out and they can no longer get a ...

Debt Collector Harassment - Minnesota Consumer Attorney

I have helped consumers stand up to debt collectors since 2009. I have seen ... collector repeatedly calls family and friends in an attempt to a collect a debt.

What to Do When Fake Debt Collection Scammers Call

There has been a rash of fake debt collection scams of late. Ten years ago ... tried but the credit card company cannot find me in their system. I have ...

Debt Collection Practices (Regulation F) - Federal Register

And debt collectors sometimes attempt to collect debt for which the applicable statute of limitations has expired. The length of the limitations ...

Unfair or Deceptive Debt Collection Attempts

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don't think you owe the ...

Collections Agencies, Laws & State Statute of Limitations - Bills.com

A creditor — a debt collector that owns a debt account is a creditor — has several legal means of collecting a debt. But before the creditor can start, the ...

Debt Collectors | State of California - Department of Justice

Make sure you respond in writing to dispute the debt. If you don't, the debt collector may keep trying to collect the debt from you and may even end up suing ...

Can a debt collector collect a debt in my state if their license number ...

If the debt collector's license number is pending in your state, they may still be able to collect the debt, but it's important to verify their status with ...