Great credit history. No loans. No debt. Yet

Great credit history. No loans. No debt. Yet - myFICO® Forums

I have no loans. No debt. I have ONE credit card and pay it off every month, in full, on time, without fail. My Reward? I now have a 660 credit score!

Denied due to credit score, but I have NO debt . PLEASE help! - Reddit

Lenders want to see responsible use of credit, so if you have no credit cards or loans, they have nothing to go off of. You are a better credit ...

Is Having No Debt Bad for My Credit Score? - Experian

Having no credit card debt isn't bad for your credit scores, but you do need to maintain open and active credit accounts to have the best ...

FICO Fact: You Can Have No Debt and a High Credit Score!

The simple answer is no. People with no debt can have a high FICO® Score. Let's review the FICO Facts to understand how lack of debt impacts the credit score.

How To Build Credit Without Going Into Debt | Bankrate

To build good credit, you need to use your credit — but you don't want to go into debt along the way. Fortunately it is possible to increase ...

Good Credit vs. No Debt: Understanding the Key Differences

Having no Debt itself doesn't negatively impact your credit score. However, a limited credit history or lack of recent credit activity can ...

13 Ways to Establish Credit With No Credit History

“Credit unscorable” is the label for those who have used some form of credit, like a credit card or small loan, but don't have enough of a credit history to ...

Best Loans for No Credit 2024 - Intuit Credit Karma

Oportun — This lender says you may qualify with no credit history and offers both unsecured and secured personal loans. Oportun says it will check your credit ...

Build Credit With No Credit History in 6 Simple Steps - CNBC

Apply for a secured credit card · Become an authorized user · Get credit for paying monthly bills on time · Take out a credit-builder loan · Keep a ...

Good credit score but refused a loan or finance? Here's why - Loqbox

5 reasons your credit score is good but you're refused a loan · 1. Your linked accounts or financial associations ‍ · 2. Consistency of your ...

Which is worse: No credit or bad credit? - CollegeSTEPS - Wells Fargo

But having no or a limited credit history can keep financing significant purchases or financial milestones out of reach. On the flip side, what if you have ...

Best Credit Cards for No Credit History in November 2024 | Bankrate

Most credit cards and loans have credit score requirements for qualification. If you have no credit history, you won't be able to qualify for many ...

Why Is My Credit Score So Low If I Have No Debt? - MoneyLion

No credit score could mean that you have credit history information missing, causing a disconnect between your credit score getting updated or ...

What Is a Credit History? Impact on Scores and Credit Report

You can repair a bad credit history, but it will take time. You should regularly check your credit score to see which negative factors are the most important.

Why do people with no credit cards and zero debt have ... - Quora

All the credit score does is indicate how well you are known to handle credit. It creates all sorts of silly situations but many of them relate ...

7 Ways to Build Credit if You Have No Credit History - Experian

Become an authorized user · Try a credit-building debit card · Apply for a secured credit card · Apply for a credit-builder loan.

Best No-Credit-Check Loans | LendingTree

Beware of scams: Most are on the up-and-up, but some no-credit-check lenders take advantage of borrowers in dire financial situations. Know the ...

Best Credit Cards for No Credit in November 2024 - WalletHub

Yes, no credit does mean no credit score. That means you have no credit report, which in turn means that you have no recent experience with loans or lines of ...

Getting a Loan With No Credit: 4 No-Credit-History Loans - Credible

Apply for a secured loan: While many personal loans are unsecured, some lenders also offer secured personal loans that require collateral, such as a car or ...

No Credit Score Doesn't Mean a Zero Credit Score - NerdWallet

If you've never had credit but do have a file, that's a red flag: Maybe someone else's information has been mixed up with yours or someone is ...