I had a perfect 850 credit score. Then I paid off my house.

I had a perfect 850 credit score. Then I paid off my house. · “I paid off an auto loan early by a year, and my score dropped 30 points.” · “When ...

Paid off my house, and my credit score plummeted : r/CreditScore

It's a good way to build some credit and have a continuing payment history. Doing four of them made it like four separate accounts I was paying.

Paying off their mortgage hurt their credit score. Why?

My wife and I recently paid off our mortgage. We have no other debt. Soon after, I received a message from Experian that my FICO score ...

My Credit Score Dropped This Much After I Paid Off My Mortgage

I have a great payment history and now have zero debt. How is this ... I paid off my mortgage 10 years early, and my score dropped from 850 to 830 ...

Advice | I had a perfect 850 credit score. Then I paid off my house.

I had achieved the holy grail of credit usage, a perfect 850 FICO score. Then, I paid off my mortgage.

How much should I expect my score to drop after mortgage is paid off?

My score already dropped 22 points after I paid off most of my credit card debt. Now I've sold the house with the only mortgage that reports and it it will be ...

I Achieved a Perfect 850 Credit Score: Here's How I Did It

I also tended to charge expenses judiciously, and when I did have a balance at the end of the month, I paid it off in full. Your credit ...

Is A Perfect Credit Score Worth It? | Bankrate

If you have an 850 credit score, your credit is perfect — but any credit score over 800 is considered exceptional, and that's just as good ...

Advice | I had a perfect 850 credit score. Then I paid off my house.

I had achieved the holy grail of credit usage, a perfect 850 FICO score. Then, I paid off my mortgage. Read it. Save. Read it.

Why did my credit score drop 27 points immediately after paying off ...

I experienced this a few years ago when I paid off a large car loan. I had no mortgage at the time, only credit cards. My Experian FICO score ...

How Many Americans Have a Perfect 850 Credit Score? - Experian

As of the third quarter of 2023, 1.54% of U.S. consumers had a FICO Score of 850, according to Experian data. Some notable traits of consumers ...

How To Get An 850 Credit Score - CNBC

... credit score, and it's paid off. "The more you pay attention to it, the better your credit tends to be," Droske tells CNBC Select. We took a look at one of ...

850 Credit Score: Is it Good or Bad? - Experian

The average mortgage loan amount for consumers with Exceptional credit scores is $208,617. People with FICO® Scores of 850 have an average auto-loan debt of ...

My credit score is a perfect 850. Here's how. - NJ.com

I have a mortgage, which counts as an installment loan. A car loan would also fall under that category, but my 2011 minivan is long paid off.

Finance coach: How I got to a perfect 850 credit score - CNBC

She had just paid off a mortgage loan and her score subsequently dropped by seven points, down to 843 from 850. Having a long credit history ...

I had a perfect 850 credit score. Then I paid off my house.

Those with an 850 score generally have no history of missed payments, collections or derogatory information. The average age of their oldest ...

Why Your Credit Scores May Drop After Paying Off Debt - Equifax

The three nationwide CRAs generally receive new information from your creditors and lenders every 30 to 45 days. If you've recently paid off a debt, it may take ...

Mortgage will be paid off in 6 months, what can I do to keep credit ...

Got a mortgage. Not many credit cards -- always get dinged for not enough credit cards in my credit score. Long and good credit history. No ...

Highest Credit Score: Is It Possible to Get It? - Investopedia

... and have paid off most of these loans, excluding a mortgage.3. How Do ... 1.54%. As of Q3 2023, the percentage of people who have a perfect FICO ...

850 Credit Score Benefits And 5 Habits That Build Perfect Credit

... have an excellent credit score of 800 or higher. That doesn't mean you shouldn't aim for it though. All the hard work pays off. Even if you've only reached ...