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Key Flaws of Short|Term Health Plans Pose Risks to Consumers


Key Flaws of Short-Term Health Plans Pose Risks to Consumers

Short-term health plans raise risks for the consumers who enroll in them and raise premiums for comprehensive coverage in the traditional ACA market.

Short-Term Health Plan Gaps and Limits Leave People at Risk

Short-term plans may be cheaper, but they expose consumers to medical underwriting, skimpy coverage, dollar limits, preexisting exclusion periods and ...

States Protecting Residents Against Skimpy Short-Term Health Plans

That lets a market for skimpy plans operate alongside the market for comprehensive individual health insurance, exposing consumers to new risks ...

Limitations of Short-Term Health Plans Persist Despite Predictions ...

Although short-term health plans are designed to insure people for catastrophic medical events, they often lack protections for preexisting ...

Limited Data Hinders Understanding of Short-Term Plans' Role an

As GAO has reported elsewhere, other health coverage options subject to federal regulation include: coverage through a federal or state health ...

Dangers of Short-Term Health Insurance Plans - Every Texan

Young and healthy people who choose these cheaper and less comprehensive short-term plans are exposed to huge financial risk if they develop ...

The Marketing of Short-Term Health Plans

Short-term health care plans can be risky for consumers because many people purchase plans mistakenly believing that they are as ...

NY State of Health Comments on the Proposals for Short-Term ...

... Key Flaws of Short-Term Health Plans Pose Risks to Consumers, CEN. ON BUDGET AND POLICY. PRIORITIES, Sep. 20, 2018 at https://www.cbpp.org/research/health/key ...

Short-Term, Limited-Duration Insurance and Independent ...

Because STLDI is not individual health insurance coverage, it is generally exempt from the Federal individual market consumer protections and ...

State Strategies to Prevent the Harmful Impact of Short-Term Health ...

Moreover, if many young and healthy people are drawn into these plans, the plans will undermine the market for real coverage, driving up prices ...

Changing Patterns of Health Insurance and Health-Care Delivery

The ACA's individual mandate, in contrast, was designed to compel healthier people to purchase insurance so as to balance the risk pool and lower premiums for ...

Part IV: Plan Design - Beyond the Basics

Key Flaws of Short-Term Health Plans Pose Risks to Consumers · More States Protecting Residents Against Skimpy Short-Term Health Plans.

(202) 289-7661 3701 Wilshire Boulevard, Suite 750 · Los Angeles, CA

See also Sarah Lueck, Key Flaws of Short-Term Health. Plans Pose Risks to ... term-health-plans-pose-risks-to-consumers. 38 See Energy and Commerce ...

Is 'Short-Term' Health Insurance a Good Deal? - Consumer Reports

For some people, the limitations of the plans are worth the lower premiums, Corlette says. "It depends on the risk the consumer is willing to ...

Evaluating the Impact of the Trump Administration's New ...

[15] Sarah Lueck, Key Flaws of Short-Term Health Plans Pose Risks to Consumers, Center on. Budget and. Policy. Priorities. (Sept. 20,. 2018) ...

Testimony: limited-benefit health plans pose numerous risks for ...

Alternative plans place substantial financial risk on consumers, often fail to cover pre-existing conditions, and destabilize the market for ...

Plan Design - Beyond the Basics

... Key Flaws of Short-Term Health Plans Pose. ... Key Flaws of Short-Term Health Plans Pose Risks to Consumers · More ...

Health Coverage Alternative Options - Virginia.gov

HCSMs may provide value to some, but they may pose a risk to others. Short-Term Limited-Duration Plans. Short-term limited-duration plans are available to fill ...

Why Do Short-Term Health Insurance Plans Have Lower Premiums ...

To the extent the current ACA risk pool is sicker than average, the potential reduction in premiums in short-term plans that exclude people with ...

Short-Term, Limited-Duration Insurance - Federal Register

Many commenters generally agreed that short-term, limited-duration insurance plays an important role in providing temporary health coverage to ...