- Loan portfolio diversification and bank returns🔍
- Why Diversification Fails at Banks🔍
- How Loan Portfolio Diversification Affects U.S. Banks' Return and Risk🔍
- Exploring the asymmetric effects of loan portfolio diversification on ...🔍
- The Effects of Focus and Diversification on Bank Risk and Return🔍
- Do banks diversify loan portfolios? A tentative answer based on ...🔍
- The effect of loan portfolio diversification on banks' risks and return🔍
- Loan portfolio diversification🔍
Loan portfolio diversification and bank returns
Loan portfolio diversification and bank returns: Do business models ...
Non-interest income factors and market power, as standalone control variables, show adverse effects on bank profits. Thus, these factors have ...
Loan portfolio diversification and bank returns: Do business models ...
Banks that adopted a business model towards non-interest activities are hurt less from loan portfolio diversification, and bank market power may mitigate the ...
Why Diversification Fails at Banks
Bankers have been taught to diversify their loan portfolio to reduce idiosyncratic (individual borrower) risk and to stabilize earnings.
How Loan Portfolio Diversification Affects U.S. Banks' Return and Risk
It does so by reducing the variance of returns for a portfolio of assets. By drawing on this principle, banking theory suggests that diversification reduces the ...
Exploring the asymmetric effects of loan portfolio diversification on ...
Concretely, increased bank risk could diminish the harmful effects of loan portfolio diversification on bank returns; when the level of risk is exceptionally ...
Loan portfolio diversification and bank returns: Do business
Thus, both regulators and commercial banks should take the disadvantage of portfolio diversification into account when encouraging/pursuing a diversified ...
The Effects of Focus and Diversification on Bank Risk and Return
ically, we analyze the tradeoffs between (loan portfolio) focus and diversification using a unique data set that is able to identify individual bank loan ...
Do banks diversify loan portfolios? A tentative answer based on ...
(2004) analyse the effects of loan portfolio diversification on risk and return figures. They examine 105 Italian banks over the period from 1993 to 1999.
The Effects of Focus and Diversification on Bank Risk and Return
Specifically, we analyze the tradeoffs between (loan portfolio) focus and diversification using a unique data set that is able to identify individual bank loan ...
The effect of loan portfolio diversification on banks' risks and return
The traditional banking theory posits that banks, as delegated monitors, should diversify their credit portfolios across different economic sectors, as this ...
Loan portfolio diversification, market structure and bank stability
The results using interaction terms between loan portfolio diversification and market concentration indicate that diversifying banks operating in highly ...
Diversification and the banks' risk-return-characteristics - EconStor
ratio are lower for diversified banks. Keywords: bank lending, loan portfolio, portfolio theory, diversification, risk- return analysis. JEL classification ...
Abstract: The composition of the loan portfolios of Indonesian banks are analysed in this study to determine whether loan diversification or loan focus ...
... banks in Barbados, found that as it relates to loan portfolio diversification, this increases loan returns but that extending loans in some sectors.
Diversification and the banks' risk-return-characteristics
ratio are lower for diversified banks. Keywords: bank lending, loan portfolio, portfolio theory, diversification, risk- return analysis. JEL classification ...
6 Diversification in Banking - Oxford Academic
... Banks' Risk-Return Characteristics: Evidence from Loan Portfolios of German Banks ... Bank Portfolio Diversification: The Case of Agricultural Lending.
How Loan Portfolio Diversification Affects U . S . Banks ' Return and ...
This paper adopts the dependence structure perspective to investigate how loan portfolio diversification affects banks' return and risk.
The commercial and industrial (C&I) loan portfolios of large banks will generally represent a greater mix of industries than those of small banks, both because ...
The effect of loan portfolio diversification on banks' risks and return
Our findings show that loan portfolio diversification by Ghanaian banks significantly reduces banks' profitability and increases banks' realized ...
Loan Diversification, Market Concentration, and Stability in the ...
'The effect of loan portfolio diversification on banks' risks and return: evidence from an emerging market'. Managerial Finance, 43(11), 2017, 1274–. 1291. [4] ...