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Never Had a Car Loan


Not having a car payment is such a significant change in one's ...

Ever since I started driving at the age of 21, I've had a car payment of some sort. I either leased or financed a new car every 4 years. Like most people do.

Dave Ramsey's Method for Never Having a Car Payment Again

The idea is to start with a very cheap car, own it for 10 months, and deposit the car payment you would have had into a high yield online savings account.

How can a person, who has never had credit, establish a car loan ...

My recommendation is thus to start establishing credit and to only seek a car loan after such - if starting with “no credit”, one can have a decent FICO score ...

UPDATE: Never had a car loan before -- can I get approved?

We were approved no problem (auto enhanced scores were 709/wife and 683/me). No money down, 3.3ish APR, and we got to take advantage of a fantastic dealer ...

Rule #4: Never ever finance a car, especially a new one.

Getting an auto loan on a car is, for lack of better terms, financially stupid. This is one of the worst blunders you can get yourself into. Cars don't ...

Why I'll Never Have Another Car Payment Again - The Motley Fool

The biggest reason why I'm not interested in having a car payment is because I know cars quickly lose value as soon as you start driving them. A ...

First Car Loan? Here Are Some Things to Know

Auto loans are confusing, especially if you've never had a loan before. Between APR, GAP, MRC, terms, and down payments, you're basically swimming through an ...

Why You Should Never Finance A Car - YouTube

... have committed to being fiduciary to you 100% of the time. 4) Personally, I would only hire an adviser who is a fiduciary to me 100% of the ...

Never Had a Car Loan: Making $200,000 a Year | Financial Tips

18.9K Likes, 2847 Comments. TikTok video from Annie | Unbroke (@getunbroke): “Discover why I've never had a car loan despite earning a ...

How to Get a Car Loan With No Credit History | LendingTree

Why use LendingTree? We are committed to providing accurate content that helps you make informed money decisions. Our partners have not ...

I have never had a car loan before so i have a question - CreditBoards

I have never bought a car in my name before, DH has always done that. Is there anyplace that would finance me under my name and CR but using ...

5 Reasons Car Loans Are A Bad Deal - The Money Speakeasy

According to the Federal Reserve Bank of New York, 107 million Americans had car loan debt in 2017. ... If you've ever been in that situation, where money ...

Why I Will NEVER Finance A Car - YouTube

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5 Simple Ways to Not Have a Car Payment - The Happy Housewife

Drive Your Vehicle Until it is Ready for the Junk Yard. We never had new cars growing up. My dad's philosophy was to drive a car until you have to pay someone ...

How Auto Loans and Car Payments Work - Ramsey Solutions

Most people take out a car loan because they don't have the money to pay for a car up front in cash. But it's important to know that when you ...

Dave Ramsey | What if you had no car payment? No credit card ...

199K likes, 2721 comments - daveramsey on April 8, 2024: "What if you had no car payment? No credit card payments? No student loan payments?

How To Get A Car Loan With Bad Credit Or No Credit! - YouTube

Today I go over how to get a car loan if you don't have credit or have never had a car loan before!

Guide for the First-Time Car Buyer - NerdWallet

If you find errors that could affect loan approval, such as late payments on accounts you never had, file a dispute with the credit reporting company. Lenders ...

How to get out of an auto loan or lease | Bankrate

Voluntary repossession. Best for those who cannot afford their vehicle and have exhausted other options. You should consider turning your car ...

What to Do if You Can't Afford Your Car Payment - Experian

... having your car repossessed, consider giving the car back to your lender. ... have not been reviewed, approved or otherwise endorsed by any ...