OCC report examines mortgage performance decline

OCC Reports Mortgage Performance for Second Quarter of 2024

... loan, such as an interest rate reduction and a term extension. The first-lien mortgages included in the OCC's quarterly report comprise 21.3 ...

OCC Reports Mortgage Performance for Fourth Quarter of 2023

... loan, such as an interest rate reduction and a term extension. The first-lien mortgages included in the OCC's quarterly report comprise 22.2 ...

OCC Reports Mortgage Performance for Second Quarter of 2024

Servicers completed 7,488 modifications during the second quarter of 2024, a 5.5 percent decrease from the previous quarter's 7,926 modifications. Of these ...

OCC Reports Mortgage Performance for First Quarter of 2024

... loan, such as an interest rate reduction and a term extension. The first-lien mortgages included in the OCC's quarterly report comprise 21.4 ...

OCC report examines mortgage performance decline

According to the OCC Mortgage Metrics Report, Fourth Quarter 2020 indicated 93.3 percent of mortgages included in the analysis were current and ...

OCC Reports Decline in Mortgage Performance | Orrick - JD Supra

On December 16, the Office of the Comptroller of the Currency (OCC) reported that the performance of first-lien mortgages in the federal ...

GAO issues report on OCC fair lending oversight

Based on a review of 10 underwriting and pricing fair lending examinations, examiners generally followed OCC procedures and used consistent ...

FSOC Report on Nonbank Mortgage Servicing 2024 - Treasury

Financial distress at NMCs that is sufficiently severe and widespread might lead to a reduction in servicing capacity and in the availability of.

FAIR LENDING Opportunities Exist to Enhance OCC's Oversight of ...

GAO's review of 10 examinations of potential discrimination in loan underwriting or pricing found that OCC examiners generally followed policies ...

Proposed OCC and FDIC Geographic Analysis of Home Mortgage ...

This complex and comprehensive proposal would fundamentally restructure CRA and how federal examiners grade bank performance. The 120-day ...

Bank Audit News | Banking Risk Updates | Compliance Alliance

This report examines how consumers' financial ... OCC Reports Improvement in Mortgage Performance for Fourth Quarter 2021 ... Job gains have been strong in recent ...

FFIEC Home Page

The Council is a formal interagency body empowered to prescribe uniform principles, standards, and report forms for the federal examination of financial ...

From the Examiner's Desk . . . Examiners Report on Commercial ...

Slow or no principal reduction can erode the institution's collateral protection by allowing the loan ... performance is strong, with net ...

The unintended consequences of the OCC preemption rule on ...

We examine the impact of the OCC Preemption Rule on Mortgage Lending Practices ... To analyze the impact of OCC preemption on reported ...

Loan Portfolio Management - CDFI Fund

Banks increasingly are measuring the financial performance of loan portfolios by their risk-adjusted returns. The OCC encourages banks to incorporate more risk/ ...

OCC Reports Quarterly Improvement in Mortgage Performance

The servicers modified 42,427 mortgages, a 10.7% decline from the prior quarter, with most modifications reducing the borrowers' payments by ...

OCC Guidelines Establishing Heightened Standards for Certain ...

It is expected that the covered bank will consult with OCC examiners to determine which components of a parent company's risk governance ...

OCC Releases Fall Semiannual Risk Perspective

For community banks, the report indicates more mixed performance. Higher interest rates benefited loan yields, but these benefits were more ...

12 CFR Part 4 Subpart C -- Release of Non-Public OCC Information

(A) By the OCC in connection with the OCC's performance of its ... (iii) A report of examination, supervisory correspondence, an investigatory ...

OCC report examines risks to the federal banking system - Financial ...

The better news is that the quantity of credit risk in commercial and retail loan portfolios is moderate. And while loan portfolio performance has been ...