Public HMDA
Home Mortgage Disclosure Act (HMDA) Data
The public data are modified to protect applicant and borrower privacy. HMDA was originally enacted by Congress in 1975 and is implemented by Regulation C.
HMDA Data Publication - Home Mortgage Disclosure Act
The HMDA data and reports are the most comprehensive publicly available information on mortgage market activity.
Home Mortgage Disclosure Act: HMDA
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FFIEC Home Mortgage Disclosure Act
The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 ... Regulation C, requires lending institutions to report public loan data. In ...
Download HMDA data - Consumer Financial Protection Bureau
Each year thousands of financial institutions report data about mortgages to the public, under the Home Mortgage Disclosure Act. The Bureau provides the ...
Background and Purpose of HMDA - FFIEC
This regulation provides the public loan data that can be used to assist: in determining whether financial institutions are serving the housing ...
Additional Information about Home Mortgage Disclosure Act Data ...
... public who request the HMDA data. The general public can make these requests at either the credit union's home office or any branch ...
Disclosure of Loan-Level HMDA Data - Federal Register
This final policy guidance applies to HMDA data compiled by financial institutions in or after 2018 and made available to the public by the Bureau beginning in ...
Home Mortgage Disclosure Act (HMDA): Protection for Borrowers
... public access to mortgage information from financial institutions in accordance with the HMDA.3 Amendments were made to the Act following the passage of the ...
Your Institution's Public HMDA Data and What to Do with It
The HMDA data covers home loan applications made to over 7,600 U.S. financial institutions, including banks, savings associations, credit unions ...
HMDA Data Collection and Reporting: Keys to an Effective Program
For example, examiners use HMDA data for fair lending examinations, compliance examinations, and Community Reinvestment Act (CRA) examinations, while public ...
Home Mortgage Disclosure Act Examination Procedures
Thus, one purpose of HMDA and Regulation C is to provide the public with information that will help show whether financial institutions are serving the housing ...
CFPB Issues Final Guidance on Public Disclosure of HMDA Data
The CFPB reportedly employed a balancing test, requiring that HMDA data be excluded from public disclosure or modified when the release of the ...
Public HMDA 2019 Overview and What Lenders Should Know
Additionally, HMDA data can be used by industry, consumer groups, regulators, and others to assess potential fair lending risks and for other ...
Home Mortgage Disclosure Act (HMDA) Public Data from 2007-2017
Home Mortgage Disclosure Act (HMDA) Public Data from 2007-2017 ... Home Mortgage Disclosure Act (HMDA) requires many FIs to maintain, report, and publicly ...
CRA & HMDA Disclosure Statements - Banner Bank
The HMDA data about our residential mortgage lending are available online for review. ... CRA Public File · Security · Code of Ethics · ADA Accessibility · About ...
Home Mortgage Disclosure Act (HMDA), Explained - Chase Bank
How is HMDA data used? HMDA provides the public with loan data that can be used to: Determine if financial institutions are serving the housing credit needs ...
Home Mortgage Disclosure Act (Interagency) - OCC.gov
HMDA was enacted given public concern over credit shortages in certain neighborhoods. In particular, Congress believed that some financial institutions had ...
Home Mortgage Disclosure Act - Wikipedia
The Dodd-Frank expanded the data fields collected under HMDA to provide better regulatory and public visibility into mortgage markets. Some changes include ...
HMDA Public Data (Starting in 2017) - Catalog
This publicly-available data asset contains HMDA data collected in or after 2017 and has been modified to protect the privacy of individuals whose information ...