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Rules of Policy Interpretation


Insurance 101: Insurance-Specific Rules for Policy Interpretation

The interpretation of an insurance policy is typically governed by the general rules of contract construction, some rules contain insurance-specific nuances.

Principles of Interpretation of Insurance Policies

An insurance policy is construed using the general rules of interpretation of contracts set forth in the Louisiana Civil Code.

General Rules of Insurance Policy Interpretation

Courts must apply various rules of insurance policy language construction to determine whether coverage exists under the policy.

"A Theory of Insurance Policy Interpretation" by Kenneth S. Abraham

The first principle of insurance law is captured by the maxim contra proferentem, which directs that ambiguities in a contract be interpreted against the ...

Reading insurance policies: context is key

An insurance policy is a special kind of contract, one where ambiguous insurance policy language must be interpreted in favor of insurance ...

Insurance Policy Interpretation: General Principles

'Loyalty to the text of a commercial contract, instrument, or document read in its contextual setting is the paramount principle of ...

How To Draft and Interpret Insurance Policies - IRMI

This working tool guides legal and risk professionals step by step through the process of interpreting existing policy language.

Principles of Insurance Law and Regulation : RLLI Section 2 | H2O

(1) Insurance policy interpretation is the process of determining the meaning of the terms of an insurance policy. Whether those terms as so interpreted are ...

Interpreting the Rules of Insurance Contract Interpretation

The rules that courts apply to interpret insurance policies are surprisingly difficult to define. “The first principle of insurance law is.

Understanding Your Insurance Policy | Department of Insurance, SC

Most policies have a Definitions section, which defines specific terms used in the policy. It may be a stand-alone section or part of another section. In ...

How do courts interpret insurance policy language?

Insurance policy interpretation is generally a question of law for the courts. In construing an insurance policy, the court's purpose is to ...

5 Controversial Rules In The ALI's Insurance Law Project

Restatement of the Law on Liability Insurance. Basic Policy Interpretation Rules. One of the most contentious provisions of the restatement ...

PLAIN MEANING, EXTRINSIC EVIDENCE, AND AMBIGUITY

The second myth is that, if a policy provision has a plain meaning, then under the plain-meaning. “rule,” sources of meaning outside the four corners of the ...

Policy Interpretation, Appeal, and Revision - UK Human Resources

All policies are subject to review and periodic revision. Reviews of policies occur as new circumstances arise, as new laws and regulations are enacted.

Interpreting Insurance Policies

When disputes arise over insurance coverage, lawyers must combine their skill in contract interpretation with their knowledge of insurance law, bringing both to ...

case citations on the rules of insurance contract interpretation for the ...

2d 1, 3 (Alaska 1979). (“It is well-established that we treat insurance policies as contracts of adhesion when interpreting policy language. Therefore, we ...

Court of Appeal rules again on the interpretation of insurance policy ...

Three Court of Appeal decisions in the space of two months have reaffirmed that insurance policies are subject to the normal rules of ...

interpreting insurance policy language - Rough Notes

Insurers are responsible for interpreting rather complex policy language that ordinarily has a legal as well as a commonsense meaning. 25rn4 How insurance ...

Choice of Law Standards Re: Insurance Coverage - Tressler LLP

For liability policies, the government interest analysis applies. Life insurance contracts are governed by the substantive law of the state in which the policy ...

Interpreting the Rules of Insurance Contract Interpretation

Recognizing that a purely textual approach is a nonstarter for interpreting insurance policies, the Restatement adopts the contextual or ...