Spending Points vs Spending Money

Credit points—save them or spend them? : r/MoneyDiariesACTIVE

I accumulate most of my credit card points on Chase Sapphire and while they are worth more if you use them for travel, I haven't been doing a lot of that ...

5 Times To Redeem Points And Miles Rather Than Pay Cash

Redeem points or miles any time you can get the average redemption value or better. · While booking economy airfare with miles can help you get a ...

Choosing Between Spending Points And Cash - Marketing Thought

We examined situations where the consumers could choose to pay in cash or points. (Here by cash I mean money, e.g., dollars rather than air ...

Cash or Points For Travel? Here's How to Decide - Money with Katie

Let's pretend you're debating between spending $200 on a flight or spending 18,000 points on Southwest, where Rapid Rewards points are valued—on ...

When To Use Points and Miles Instead of Paying Cash - CNBC

But if you're a budget traveler who just wants to save a few bucks, use your points for that economy flight or low-category hotel redemption. The key is to have ...

Should you book travel with cash or points? 2024 - Lonely Planet

Whether you should book travel with cash vs. points depends on your travel needs and budget. Using points lets you save money on travel and book high-priced ...

How I decide when to redeem points for a flight or pay cash

Points and miles are a great way to save money on travel. You can stretch your miles to save a ton of money on travel, whether you're flying one ...

Research: Consumers Spend Loyalty Points and Cash Differently

Faced with the choice of spending $100 worth of points or $100 in cash, they would rather expend points, finding it less psychologically taxing.

Cash Back vs. Points and Miles: Which Is Best for You? | LendingTree

Hotel credit cards will earn points, and their rewards work similarly to airline miles. You'll earn points through credit card spending, which can later be ...

Should I Pay for My Hotel Using Cash, Points or Both? - NerdWallet

Booking with points (or cash + points) is great for people who find it unsettling to sit on a currency that's backed by absolutely nothing. In ...

How to Decide When to Use Your Points - Money with Katie

Often times the financial context of our life from month to month can impact this decision – if you're already over-budget, it can be painful to tally another ...

Why I'm against using a credit card for points and cash back offers

Your spending is much less consistent- Scarcity is one of the best financial tools on the planet. I personally use it all the time to accomplish very important ...

Double Take: Should You Save Your Miles and Points or Spend ...

We asked two of our resident miles and points Nerds, Elina Geller and Sam Kemmis, to present their views on earning and redeeming travel rewards in these ...

A Beginner's Guide To Credit Card Points - Bankrate

So you might earn 2X points per dollar on select spending, for example. The rate of cash back, miles or points you earn may differ depending on ...

Why You Should Use Points and Miles Instead of Saving Them

They can lead to nearly free flights and hotels stays or allow you to take luxury vacations that you wouldn't be willing to spend the cash on. Throughout the ...

Should I Spend Or Save My Points? - Seat 31B

It generally doesn't make any financial sense to save your points. They are a depreciating asset.

Confused re points vs dollar rewards - Bogleheads.org

There are some cards that have reward points that are actually cash (or at least one option is to redeem as cash), in those cases each point is ...

Points vs cash back: what's best for your business? - Expensify

Credit card points operate like a reward currency; the more you spend, the more points you rack up. These points can be a versatile tool in your ...

Is Spending More Worth Your Points? - YouTube

For those who don't know what he's saying, this just happened to me. The study didn't say using a credit card costs more than cash, ...

Spending Time versus Spending Money - Wharton Faculty Platform

Spending time and money also differ because consumers face a different set of budget constraints for each. When consumers spend money, they face two constraints ...