Study of the Effects of High|Deductible Health Plans on Families ...

Trend and effects of high-deductible health insurance plans in the ...

Total annual out-of-pocket expenditures for an HDHP cannot be more than $6,900 per individual or $13,800 per family. Recent studies show that employers are ...

Nearly Half of Families In High-Deductible Health Plans Whose ...

The levels of financial burden in our study suggest that the combination of chronic conditions and high-deductible plan enrollment may make health care ...

Study of the Effects of High-Deductible Health Plans on Families ...

This project analyzed the impact of high-deductible health plans on families who do not have a choice in health plans. The researchers examined the effect ...

Impact of high deductible health plans on health care utilization

This in turn leads to putting off and, in some cases, completely neglecting their health care. A new study led by Benjamin D. Ukert, PhD, ...

High-Deductible Health Plan Study: Five Takeaways

High-Deductible Health Plan Study: ... It is the first study to assess the impact of the deductible size, savings ... The study found that families who switched to ...

High deductible health plans and spending among families with a ...

Family members with a SUD, on average, contributed an outsized proportion of total family health care expenditures (56.9% in a family of three).

High-deductible health plans raise risk of financial ruin ... - USC Today

High-deductible health plans are touted for their money-saving potential, but a new USC study finds that they can greatly increase the risk of ...

Health Care Use and Decision Making Among Lower-Income ...

challenges in high-deductible health plans (HDHPs). Methods: We administered a cross-sectional survey to a stratified random sample of families in a New England.

I've put my family on a health insurance experiment. It's ... - STAT News

If we continue with high-deductible health plans the way they exist today, more and more people will experience what my family did — the stress ...

Analysis of High Deductible Health Plans - RAND

A recent Milliman study examining 30,000 CDHP enrollees with six employer programs found that, after adjusting for member risk profile and benefit factors, CDHP ...

Effects of employer-offered high-deductible plans on low-value ...

Two previous studies (Reid et al., 2017; Rosenthal et al., 2018) have explicitly examined the effect of high-deductible plans on low-value care use. Rosenthal ...

Impact of Health Plan Deductibles and Health Insurance ...

High-deductible health plans (HDHPs) have become increasingly prevalent among employer-sponsored health plans and plans offered through the ...

The Impact of High Deductibles on Health Care Spending | NBER

After controlling for inflation and demographic changes, the researchers found that the deductible reduced overall employee health care spending by about 13 ...

Impact of High-Deductible Health Plans on Health Care Utilization ...

In two-part models, HDHP enrollment was associated with reduced emergency room use, increases in prescription medication use, and no change in overall ...

Association of High‐Deductible Health Plans With Health Care Use ...

Given the reduction in medication adherence noted in some previous studies, one concern is that HDHP enrollment may be associated with a higher ...

Section 8: High-Deductible Health Plans with Savings Option - KFF

The average aggregate deductibles for workers with family coverage are $6,080 for HDHP/HRAs and $4,674 for HSA-qualified HDHPs [Figure 8.6]. As ...

Health Care Use and Decision Making Among Lower-Income ...

Decades of health services research have demonstrated that higher levels of cost-sharing reduce health care utilization, sometimes with greater ...

High-Deductible Health Plans Linked to Heightened Mortality Risk ...

Results from a retrospective study show that high-deductible health plans are associated with increased risk of overall and cancer mortality ...

High-Deductible Health Plans | Health Affairs

The RAND study concluded that HDHPs reduce use of both effective and less effective care, but without a measurable impact on health status for ...

Assessing the Impact of High-Deductible Health Plans on People ...

The research suggests that costs associated with high deductibles provide a financial incentive for families to make certain sacrifices to their ...