Surprising Financial Decisions That Can Affect Your Credit Score

Some financial decisions related to history and utilization can be surprisingly impactful: Putting off paying back missed payments.

10 Things You Didn't Know Could Hurt Your Credit - NerdWallet

Even one missed payment, carrying high balances or co-signing a loan are some of the things that can hurt your credit.

5 Surprising Habits That Could Be Ruining Your Credit Score - Forbes

Your everyday financial habits could be quietly sabotaging your credit scores. From carrying monthly balances to neglecting small debts, ...

10 Things That Can Hurt Your Credit Score

Getting a new cell phone · Not paying your parking tickets · Using a business credit card · Asking for a credit limit increase · Closing an unused credit card · Not ...

5 Surprising Things That Affect Your Credit

The 5 Main Factors That Impact Your Credit Score · Payment history · Amount of debt, also known as your credit utilization ratio · Age of credit ...

Financial Decisions that Lead to Poor Credit - Chase Bank

Intentional financial choices, such as making late payments or missing them altogether, can have negative effects on your credit score.

Surprising Things That Can Affect Your Credit - Harvard FCU Blog

Paying off a credit card is a fantastic way to improve your credit score—but cancelling a zero-balance card can actually hurt your credit. This ...

The surprising ways you can hurt your credit score - Boston.com

The surprising ways you can hurt your credit score · Avoiding big credit card balances is only the beginning if you want to save tens of ...

5 Ways a Bad Credit Report Can Hurt You - Kiplinger

Wireless carriers will check your credit if you want to buy a cell phone with a service contract, says financial services and fintech consultant Gerri Detweiler ...

10 surprising things you didn't know about your credit score

The age of your accounts is an important factor in determining your credit score. If you close your oldest account, it could cause your score to ...

Do You Know These 25 Surprising Facts About Credit? - Pave

Paying off a loan can temporarily hurt your credit score ... While paying off a loan is generally a positive financial step, it can lead to a ...

Understanding Credit - Financial Aid & Scholarships

Use only one credit card · Shop for the best credit card · Consider a secured card- a type of credit card that requires a cash collateral deposit that becomes the ...

The 5 Biggest Factors That Affect Your Credit - Investopedia

The five biggest factors that affect your credit score are payment history, amounts owed, length of credit history, new credit, and types of credit.

10 Facts About Credit You May Not Know - Experian

5. Your Credit Can Impact More Than Credit Cards and Loans ... Credit card issuers and lenders often use credit reports and scores, but your ...

Credit Scores | Consumer Advice

If the amount you owe is close to your credit limit, it will probably hurt your score. How long have you had credit? A short credit history may hurt your score, ...

Does checking your credit score lower it? - LifeLock

Late payments can only be reported to credit bureaus after 30 days, but their effect on your score worsens the longer it remains overdue. To ...

5 Unexpected Ways Your Credit Score Affects Your Life | The Zebra

5 unexpected ways a bad credit score can impact your life · Utilities: Utility contracts like those for your gas, electricity and water are all ...

Understanding Your Credit | Consumer Advice

Who cares about your credit history? · apply for a loan or credit card · look for a job · rent an apartment · buy or lease a car · apply for rental or home insurance ...

Unexpected credit report items showing up? This could be why

Most of the time, an unexpected tradeline — an account that shows up on your credit report — is a result of not paying a bill as contractually agreed ...

The Side Effects of Bad Credit - Investopedia

Late payments and other poor borrowing habits erode your credit, which can make it a lot tougher to get loans in the future. They also can make ...