Towards determination of interest spread of commercial banks

Key words: Pakistan, interest margin, bank-specific factors, panel data models. INTRODUCTION. Banking sector of an economy plays a vital role in ...

Siddiqui (2012) estimated the interest rate spread in Pakistan based on individual bank specific factors and found out that credit risk, liquidity risk and bank ...

Siddique, M. A. (2012). Towards Determination of Interest Spread of ...

Techniques employed comprise interest rates decomposition and econometric estimation using banks' annual balance sheet data. Results on interest rates ...

[PDF] Towards determination of interest spread of commercial banks

This study employs panel data models to examine bank-specific determinants of interest rate spread of a sample of 14 out of 22 commercial ...

What factors drive interest rate spread of commercial banks ...

The findings show that bank-specific factors play a significant role in the determination of interest rate spreads. These include bank size, credit risk as ...

Assessing the determinants of interest rate spread of commercial ...

The aim of this study is to empirically investigate factors that determine interest rate spreads in Kenya. Both bank-specific and macroeconomic factors are ...

An Empirical Investigation on the Determinants of Interest Rate ...

The results exhibit that bank-specific factors such as net interest income as a ratio of total income, and capital adequacy ratio are found to ...

Determinants of commercial bank interest rate spread in Papua New ...

The core business of commercial banks as financial intermediaries involves pooling funds from depositors and channelling to economic agents, both at a cost.

Assessing the determinants of interest rate spread of commercial ...

The empirical results show that bank-specific factors play a significant role in the determination of interest rate spreads. These include bank size based on ...

Assessing the Determinants of Interest Rate Spread of Commercial ...

This study aims to examine the factors that determine interest rate spread (IRS) of commercial banks listed on Muscat security market over the period 2008 – ...

Determinants of Interest Rate Spread of Commercial Banks in Kenya

To determine how inflation rate influence interest rate spread of commercial banks in Kenya. 2. To establish the influence of credit risk on interest rate.

The Effect of Interest Rate Spread on Performance of Commercial ...

This has been due to the huge gap that prevailed between the deposit rate and the lending rate and its impact on the performance of the banking ...

OAR@UM: Assessing the determinants of interest rate spread of ...

This study aims to examine the factors that determine interest rate spread (IRS) of commercial banks listed on Muscat security market over the period 2008 – ...

Determinants of Commercial Bank Interest Margins and Profitability

A larger ratio of bank assets to gross domestic product and a lower market concentration ratio lead to lower margins and profits, controlling for ...

The Fed - Is This Time Different: How Are Banks Performing during ...

Increases in interest rates are generally favorable for commercial bank net interest income (interest income minus interest expense). This ...

DETERMINANTS OF INTEREST RATE SPREAD AMONG ...

Abstract. Purpose: This study sought to find the determinant of interest rate spread among commercial banks in Kenya.

Determinants of Interest Rate Spread of Nepalese Commercial Banks

The panel data of 25 commercial banks from 2013/14 to 2020/21 was used for the analysis. The study used return on assets (ROA), management efficiency (ME), ...

Determinants of Interest Spread in Pakistan - jstor

Accordingly, the State Bank of Pakistan has asked commercial banks to raise their ca gradually to the level of Rs 6 billion till the end of 2009. Some of ...

Drivers of Commercial Banks Interest Rate Spread

An analysis on the determinants of IRSP is also imperative to understand the behavior of banks in setting and adjusting their interest rates. To the best of our ...

Net Interest Rate Spread: Definition and Use in Profit Analysis

Interest rate spread is the difference between interest rates charged to customers and the interest rate a bank pays other banks when they ...