Trend and effects of high|deductible health insurance plans in the ...

Trend and effects of high-deductible health insurance plans in the ...

Our research found that among individuals with cognitive impairment, those with HDHPs experienced some financial access problems.

RE3 TRENDS IN AND EFFECTS OF HIGH DEDUCTIBLE HEALTH ...

High Deductible Health Plan (HDHP) is characterized by higher deductibles and lower monthly premiums. Nevertheless, health economists are concerned that ...

Effects of employer-offered high-deductible plans on low-value ...

We find that firm offer of a high-deductible plan leads to a 13.7% ($5.23) reduction in average enrollee spending on low-value outpatient services and a 5.2% ($ ...

Trends in high deductible health plan - CDC stacks

Results Enrolment in HDHPs among members in all disease categories increased by 5 percentage points a year and was over 50% by 2013. On average, over the study ...

PAI-NORC survey shows high deductible health plans are a barrier ...

79 percent of physicians believe that high health insurance deductibles are a key driver of patients' cost concerns. · 80 percent of physicians believe their ...

Survey: Employers expect third year of high health cost growth in 2025

Generally, these changes involve raising deductibles and other cost-sharing provisions, and result in higher out-of-pocket costs for plan ...

High deductible health plans and health savings accounts

HDHPs typically have higher deductibles and lower premiums than traditional (nonhigh deductible) health plans. In 2023, the median annual ...

Analysis of High Deductible Health Plans - RAND

Studies have shown that switching to an HDHP plan that qualifies for a health savings account (HSA) could offer health care savings for some consumers, ...

High Deductible Health Plan (HDHP) - Glossary | HealthCare.gov

A plan with a higher deductible than a traditional insurance plan. The monthly premium is usually lower, but you pay more health care costs yourself before ...

Are high deductible health insurance plans a good deal for you?

They're becoming more popular but also carry risks that you should consider as open enrollment time looms.

Association of High‐Deductible Health Plans With Health Care Use ...

These results suggest that although HDHP enrollment did not change care use, including for immediate care services, it may increase financial ...

Health Insurance Costs Are Squeezing Workers and Employers

In 2021, average deductibles for both individual and family coverage are significantly higher ($2,378 and $4,816, respectively) for plans ...

The Impact of High Deductibles on Health Care Spending | NBER

After controlling for inflation and demographic changes, the researchers found that the deductible reduced overall employee health care spending by about 13 ...

Section 8: High-Deductible Health Plans with Savings Option - KFF

To help cover out-of-pocket expenses not covered by a health plan, some firms offer high-deductible plans paired with an account that allows ...

51 percent of private industry workers participated in high deductible ...

Among all private industry workers participating in medical care plans, 51 percent were participating in high deductible health plans in 2023.

Enrollment in High-Deductible Health Plans and Incident Diabetes ...

Switching to high-deductible health plans (HDHPs) has been shown to hinder aspects of diabetes care; however, the association of HDHP enrollment ...

With High-deductible Employer Health Plans, Who Wins?

Moreover, the share of employers offering only high-deductible coverage increased markedly from just 7% in 2012 to 24% in 2016. Wharton health ...

No. 555 - How Do High-Deductible Health Plans Affect Use of ...

In this paper, we explore the impact of moving from a preferred provider organization (PPO) to a high-deductible health plan (HDHP) among ...

High-Deductible Health Plan - an overview | ScienceDirect Topics

The rising costs of health care have resulted in increasingly high health care premiums from employers, that are passed on to the patients and families. Health ...

High-Deductible Health Plans | Health Affairs

There is mounting evidence that HDHPs are successful at reducing costs and care use, but results are mixed on the impact of this reduced care ...