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Understanding High Deductible Health Plans


High Deductible Health Plan (HDHP) - Glossary | HealthCare.gov

A plan with a higher deductible than a traditional insurance plan. The monthly premium is usually lower, but you pay more health care costs yourself.

What is a High-Deductible Health Plan (HDHP) & How Does it Work?

An HDHP is the only plan that can be paired with a health savings account (HSA). An HSA helps you save pre-tax money for health expenses like deductibles and ...

What are HSA-eligible plans? | HealthCare.gov

-eligible plan (also called a High Deductible Health Plan (HDHP)) and open an HSA, a type of savings account that lets you set aside money on a pre-tax ...

How High-Deductible Health Plans Work - Investopedia

High-deductible health plans (HDHPs) are affordable health insurance plans with relatively low monthly premiums. · On the downside, these plans have higher ...

What is a High-Deductible Health Plan (HDHP)? | Cigna Healthcare

A high-deductible health plan (HDHP) is any health plan that offers lower monthly premiums and a higher-deductible. Learn the pros and cons to decide if ...

FastFacts High Deductible Health Plans - OPM

A High Deductible Health Plan (HDHP) is a health plan product that combines a Health Savings. Account (HSA) or a Health Reimbursement Arrangement (HRA), ...

What is a High-Deductible Health Plan and How Does It Work

Per IRS guidelines in 2025, an HDHP is a health insurance plan with a deductible of at least $1,650 if you have an individual plan or a deductible of at least ...

High Deductible Health Plans | Excellus BlueCross BlueShield

When your plan year begins, you will pay all your medical costs until you reach a fixed amount, called a deductible. Many preventive visits and screenings are ...

What's a high deductible health plan (HDHP)? - UnitedHealthcare

A high deductible health plan (HDHP) is a type of health insurance plan that offers lower premiums in exchange for higher out-of-pocket costs.

What Is a High-Deductible Health Plan (HDHP)? - MetLife

For 2025, the Internal Revenue Service (IRS) defines a high-deductible health plan as any plan with an annual deductible of at least $1,650 for an individual or ...

High Deductible Health Plans (HDHPs) | Kaiser Permanente

True to its name, a high-deductible health insurance plan is a health plan with a high annual deductible. It can be very high when compared to the deductible ...

FAQs for High Deductible Health Plans, HSA, and HRA - OPM

A High Deductible Health Plan (HDHP) is a health plan product that combines a Health Savings Account (HSA) or a Health Reimbursement Arrangement (HRA) with ...

High-Deductible Health Plan (HDHP): Definition, Coverage, and Costs

A high-deductible health plan is health insurance with a high minimum deductible for medical expenses that must be paid before insurance coverage kicks in.

What Is a High Deductible Health Plan?

High-deductible health plans, or HDHPs, are a special type of health plan regulated by the internal revenue service. There are minimum ...

Understanding High Deductible Health Plans (HDHP) - Lively

An HDHP is a health insurance plan defined by lower premiums and a higher deductible. But don't let "higher deductible" scare you off.

How to Explain High-Deductible Plans - SHRM

HDHPs are considered consumer-driven plans when linked to health savings accounts (HSAs) or health reimbursement arrangements (HRAs), which give participants a ...

What is a High Deductible Health Plan (HDHP)? | Anthem

A high-deductible health plan (HDHP) is a type of health insurance plan that can offer lower monthly premiums. Learn if an HDHP is right for you at Anthem.

High-Deductible Health Plan (HDHP): What to Know - GoodRx

A high-deductible health plan (HDHP) is a health insurance policy that has a lower monthly premium and a higher deductible. HDHPs typically ...

What is a high-deductible health plan (HDHP)? - Healthinsurance.org

HDHPs cover certain preventive care before the deductible – the ACA requires this of all plans – but under an HDHP, no other services can be paid for by the ...

What's a High Deductible Health Plan? - YouTube

You may have heard of high deductible health plans. They have a reputation for saving you money on your overall health care costs.