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What Is Insurance


Insurance: Definition, How It Works, and Main Types of Policies

Insurance is a contract (policy) in which an insurer indemnifies another against losses from specific contingencies and/or perils.

What Is Insurance: Definition & How It Works | MetLife

Key takeaways · Insurance is a contract between an individual or business with an insurance company to help provide financial protection and mitigate the risks ...

What is Insurance and Why is it Important?

Insurance is an important financial tool. It can help you live life with fewer worries knowing you'll receive financial assistance after a disaster or accident, ...

What is insurance? - Climate & Community Institute

Through its very routine, mundane operations, insurance “define[s] the contours of individual and social responsibility.” When an insurer ...

Insurance - Wikipedia

Insurance · Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a ...

Understanding Your Insurance Policy | Department of Insurance, SC

Reading your policy helps you verify that the policy meets your needs and that you understand your and the insurance company's responsibilities if a loss ...

Insurance: Everything you need to know

Insurance is a written contract between a person and the insurance company that puts the responsibility of paying for losses that the insured incurs on the ...

What is Insurance? Definition, Types and Benefits

Insurance is a financial arrangement that protects against the risk of loss or damage to assets, health, or life. It operates on the principle ...

What Is Insurance? - U.S. News & World Report

Broadly speaking, insurance provides financial protection in the event of the unexpected – be it the cost of visiting a doctor for a checkup, replacing your ...

How Does Insurance Work? Premiums, Types, & Risk Explained

Insurance is an agreement in which a person makes payments to a company and the company promises to pay out money if the person has a specific loss.

What Is Insurance? - FindLaw

Insurance is a contract between you and your insurance company. The insurance company agrees to provide financial protection or reimbursement of losses.

How insurance works - Lloyd's

The insurer collects premiums on a number of policies and pools these funds, which it then invests to increase the amount of money held. Should any insured ...

Insurance for dummies - Generali Group

Life insurance is a contract under which the insurance company undertakes to pay either a lump sum or an annuity if an event occurs involving human life, in ...

How insurance works (video) - Khan Academy

Basically it is a system where you place a bet with a company. You put in some money first, saying to the company, "I bet a terrible thing will happen in the ...

Insurance | Definition, History, Types, Companies, & Facts - Britannica

insurance · 1. The objects to be insured must be numerous enough and homogeneous enough to allow a reasonably close calculation of the probable ...

Insurance Terms Defined

The amount of money you are entitled to receive from the insurance company when you terminate a life insurance or annuity policy. The amount of cash value will ...

Insurance Definition | Investing Dictionary - US News Money

What Is Insurance? An insurance policy is a contract between a policyholder and an insurer that helps the policyholder manage risk and protect against ...

Glossary of Insurance Terms - California Department of Insurance

Glossary of Insurance Terms · Peril: The cause of a possible loss. · Policy: The written contract of insurance. · Policy Limit: The maximum amount a policy will ...

What is auto insurance? | III

Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. In exchange ...

Life Insurance: What It Is, How It Works, and How To Buy a Policy

Life insurance is a contract in which an insurer, in exchange for a premium, guarantees payment to an insured's beneficiaries when the insured dies.