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What is considered as a good payment history percentage?


What is a good payment history percentage? : r/CRedit - Reddit

Good payment history represent about 35% of your credit score, so it is important. However, it sounds like you have your utilzation rate ( ...

How Payment History Impacts Your Credit Score | myFICO

The first thing any lender wants to know is your credit payment history. Credit history determines 35% of a FICO Score. Find out how your payment history ...

What is considered as a good payment history percentage?

A 94% payment history is bad per se. here is a very slim margin allowing for late payments before your credit score starts to suffer: 100% – Great. 99% – Good.

What Is a Good Credit Score? - Experian

Payment history: 35% · Amounts owed: 30% · Length of credit history: 15% · Credit mix: 10% · New credit: 10% ...

Timely Payments Critical to Good Credit - Arizona Mortgage Lender

With most things 97% is great. A 97% on an exam – pretty darn good. A person in the 97th percentile for height is probably a pro athlete!

How length of credit history affects your credit score - Bankrate

If you have a good credit score of 700, 15 percent of that number is over 100 points. · With an excellent credit score of 800, 15 percent ...

How Does Payment History Affect Your Credit? - Prosper

According to FICO, payment history accounts for 35% of your credit score—the largest of five contributing factors. VantageScore is another model that places an ...

How to Improve Your Payment History - Experian

Your record of paying debts on time, as agreed under the terms of your loans or credit cards, is the single most important factor used in ...

How are FICO Scores Calculated? - myFICO

What categories are considered when calculating my FICO Score? · Payment history (35%) · Amounts owed (30%) · Length of credit history (15%) · Credit mix (10%) · New ...

What Is a Credit Score? Definition, Factors, and Ways to Raise It

How Your Credit Score Is Calculated · Payment history (35%) · Amounts owed (30%) · Length of credit history (15%) · Types of credit (10%) · New credit (10%).

Average credit score by age in the U.S. - Chase Bank

Length of credit history: 15 percent; Credit mix: 10 percent; New credit: 10 percent. The factors that make up a VantageScore are: Payment history: 40 percent ...

Payment History on Credit Reports - Intuit Credit Karma

Your FICO® and VantageScore® are two common credit scores lenders can use when looking to assess your financial track record. Both weigh payment ...

How does payment history affect your credit score? - Bankrate

Remember that in the FICO model, payment history makes up a whopping 35 percent of the total. ... Keeping that number below 30 percent is best, ...

What's the Difference Between Payment History and Credit History?

Not only does your credit history make up about 15% of your credit score, but having a strong credit history can unlock many financial ...

Is a 99% credit history of payments good? - Quora

If it shows bills being paid on time and your average amounts on your credit cards not exceeding 20% of your available credit (and a smaller ...

Credit Score Ranges: What Are They and Why Do They Matter?

A score of 690 to 719 is considered good credit. Scores of 630 to 689 ... Payment history. A misstep in making on time payments can be costly. A late ...

What an excellent credit score is—and how to get one - CNBC

VantageScore · Extremely influential: Payment history · Highly influential: Type and duration of credit and percent of credit limit used · Moderately influential: ...

What It Takes to Earn an 800 Credit Score - Lending Tree

100% of our sample of LendingTree users with a credit score of 800 or higher pay their bills on time every month. Payment history makes up 35% ...

Payment History: How It Affects Credit Scores - NerdWallet

The best way to keep your accounts in good standing is by making at least your minimum payments on time on all your credit accounts. If you want ...

Payment History: How It Affects Your Credit Score

Payment history makes up 35% of your FICO Score. The credit bureaus keep a record of late payments, so you need to make your payments on-time.