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What is covered by a basic auto insurance policy?


What is covered by a basic auto insurance policy? | III

Most basic auto policies consist of: bodily injury liability, personal injury protection, property damage liability, collision, comprehensive and uninsured/ ...

Basic Car Insurance: How it Works and What it Covers - QuoteWizard

Basic car insurance is a policy that only includes liability coverage. It helps cover the damage you may cause to other people and their property.

Basic Car Insurance | What Is Basic Coverage for Auto Insurance?

Most basic car insurance includes liability protection. In fact, most states require a certain limit for these policies.

Car insurance coverage types - Liberty Mutual

Insurance coverage for other people's medical and property expenses · Bodily Injury Liability Coverage · Medical Payments Coverage · Property Damage Coverage.

6 Types of Car Insurance Coverage | Allstate

Six types of car insurance coverages · 1. Liability coverage · 2. Uninsured and underinsured motorist coverage · 3. Comprehensive coverage · 4. Collision coverage.

Automobile Insurance : Standard vs Basic Policies

A Standard Policy usually provides minimum liability coverage (which will protect your assets) and uninsured motorist limits of $15,000 per person/$30,000 per ...

Auto insurance basics—understanding your coverage | III

While basic, legally mandated auto insurance covers the cost of damages to other vehicles that you cause while driving, it does not cover damage to your own car ...

Car Insurance Coverages - Progressive

Common car insurance coverages · Liability›. Liability coverage can pay for injuries or damages you cause, up to your policy's limits · Uninsured/underinsured ...

Car Insurance Coverage: Auto Coverage Types & More - GEICO

Liability Coverages · Bodily Injury liability: pays damages for bodily injury or death resulting from an accident for which you are at fault · Property Damage ...

How Much Car Insurance Do I Need? - Forbes

Uninsured/underinsured motorist coverage. State minimum. $100,000 per person for bodily injury liability. $300,000 per accident for bodily ...

Basic and Miscellaneous Auto Coverages | NC DOI

Liability Coverage · Coverage for Damage to your Auto · Medical Payments Coverage · Uninsured/ Underinsured Motorist Coverage · Coverage for Rented Vehicles

Types of Car Insurance Coverage | Travelers Insurance

Liability coverage includes both bodily injury and property damage liability coverage and is required in most states. This coverage provides compensation for ...

Car Insurance Coverage Options Made for You - State Farm®

Liability coverage pays another party's medical expenses, vehicle repairs, and property damage if you were responsible for the accident. Uninsured & ...

Auto Insurance Shopping Guide - Illinois Department of Insurance

Required Auto Insurance Coverages ... Liability Coverage – Pays for bodily injury to another person or property damage you cause due to the negligent operation of ...

Insurance Information - Missouri Department of Revenue

The law also requires you to have uninsured motorist coverage of $25,000 for bodily injury per person and $50,000 for bodily injury per accident. Nonresidents ...

What's covered under an auto policy? | Washington state Office of ...

Drivers in Washington are required to carry at least $10,000 of property damage liability coverage. This coverage helps pay for damages you cause to another ...

Understanding Auto Insurance | Mass.gov

Required Coverage ; Bodily Injury to Others. $20,000 per person;. $40,000 per accident ; Personal Injury Protection, $8,000 per person, per accident ; Bodily ...

Auto insurance guide - Texas Department of Insurance

Texas law requires you to have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, and $25,000 of coverage for property ...

Automobile Coverage Limits - California Department of Insurance

Limits: Liability Coverage Only · $15,000/$30,000 Bodily Injury · $5,000 Property Damage · $2,000 Medical Payments · $15,000/$30,000 Uninsured/Underinsured Motorist ...

How Does Basic Car Insurance Work? (2024) - MarketWatch

This coverage usually includes bodily injury liability and property damage liability. You'll see your coverage represented in three numbers, ...


Insurance Corporation of British Columbia

Insurance corporation

The Insurance Corporation of British Columbia is a provincial Crown corporation in British Columbia providing vehicle insurance. ICBC was created in 1973 by the NDP government of Premier Dave Barrett.