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Why 760 is the only credit score that matters—and


Why 760 is the only credit score that matters—and - myFICO® Forums

The best credit score possible may be a perfect 850, but experts suggest that a 760 score will get you all the same benefits.

760 Credit Score: Is it Good or Bad? - Experian

37% Individuals with a 760 FICO® Score have credit portfolios that include auto loan and 38% have a mortgage loan. Shield your credit score from fraud. People ...

What's the difference between a score of 760 and 800? Is ... - Reddit

I thought the extra $10K in available credit would help my credit score due to low utilization but that's not what happened. Hoping it's only ...

What Is The Best Credit Score To Have? - CNBC

“I always tell people, shoot for 760 or better,” Ulzheimer told CNBC Select. “That way, they're safe for all loan types and cards.” Even FICO ...

How To Get A 760 Credit Score - CNBC

At 760, consumers will likely qualify for the same top credit cards, loans and interest rates as they would with any score higher. “The best published interest ...

760 Credit Score: A Guide to Credit Scores - Chase Bank

However, a 760 score essentially means you have good credit and can likely gain access to many financial options. Let's dive into detail below. Understanding a ...

What does a 760 credit score mean? - Credit Karma

A 760 credit score is often considered very good — or even excellent ... With excellent credit, your credit scores become more of a bridge and ...

What Can You Do With a 760 Credit Score? - US News Money

You've got a 760 credit score, and that means you're approaching exceptional in the eyes of FICO. I'm talking about your credit score, not you ...

Good Credit Score: What It is, How It is Achieved - Investopedia

The ideal credit score to get you the best interest rates, payment terms, and perks that come from being rated among the best of the best is ...

760 Credit Score - WalletHub

In fact, 760 is classified as “excellent credit,” and having a credit score this high should qualify you for good terms on most loans, credit cards and other ...

Is a 760 Credit Score Good? Yes, & Here's How to Keep it Up

A 760 credit score gives you a wider choice of lenders and credit card providers, who must compete with one another for your business. You ...

Why Are My Credit Scores Different? - Experian

There isn't a single credit score that matters the most. What's going to be most important for you is likely the score the lender or card issuer ...

Good Credit Scores: FICO & VantageScore - InCharge Debt Solutions

WalletHub posits that a credit score of 760 “is not a good credit score; it's an excellent one.” And SmartAsset reports that a credit score of 760 or higher ...

Once you hit this FICO credit score, going higher is a waste of time

Once you're above 760 you're getting the best rates, according to Bankrate.com. Obsessing over a score of 800 versus 820 is largely a waste ...

What Is an Excellent Credit Score? | Credit Cards - US News Money

You do to be classified as "exceptional," but you don't need an 800 FICO score to get the best interest rates for loans and credit cards. If you ...

What is a good credit score? Why it matters and how to improve it.

A score above 740 (deemed “very good” by credit bureau Experian), he adds, is typically what you'll need to get the best terms on loans.

What Is a Good Credit Score? - Experian

The two newest VantageScore credit scores (VantageScore 3.0 and 4.0) use a 300 to 850 range—the same as the base FICO® Scores. For the latest models, ...

What Is a Credit Score? Understanding How It Works and Why It ...

A good FICO credit score is 670 or more, while a good VantageScore credit score starts at 661. Your credit score plays a pivotal role in your ...

Average Credit Score in US: FICO and VantageScore Breakdowns

As of the third quarter of 2023, members of the silent generation have an average FICO Score of 760 (very good), while Gen Zers have an average ...

What Credit Score Do You Need To Buy A House? | Bankrate

Why your credit score matters to lenders ... Your credit score helps lenders determine your ability to repay the mortgage — and, subsequently, ...