Why 850 Isn't Really the Perfect Credit Score

How does one get a 850 credit score - Reddit

ETA: 1.6% of the people have a perfect 850. Most are between 56 and 74 according to a quick search.

How Many Americans Have a Perfect 850 Credit Score? - Experian

According to recent Experian data, 1.54% of consumers have a "perfect" FICO® Score of 850. That's up from 1.31% two years earlier.

850 Credit Score: Is it Good or Bad? - Experian

A FICO® Score of 850 is well above the average credit score of 714. An 850 FICO® Score is nearly perfect. You still may be able to improve it a bit.

Here's How Many Americans Have a Perfect 850 Credit Score

Only 1.31% of Americans with a FICO® Score have a perfect 850 credit score. While a score this high is rare among any demographic, older ...

Is A Perfect Credit Score Worth It? | Bankrate

A perfect credit score is a score of 850 on the FICO and VantageScore scoring models. The general rule about credit scores is that the ...

Experian: People with perfect credit scores have 3 things in common

While achieving a perfect 850 credit score is rare, it's not impossible. About 1.3% of consumers have one, according to Experian's latest ...

Why 850 Isn't Really the Perfect Credit Score - US News Money

There isn't a single credit card or loan product that requires an 850 credit score. In fact, research has shown that the truly ideal credit ...

Here's What Happens When Your Credit Score Reaches 850

A credit score of 850 is considered perfect. Most consumers ... good shape, it's really not worth worrying about not having perfect credit.

How To Get An 850 Credit Score - CNBC

Jim Droske recently pulled a Wells Fargo credit rating using the FICO 9 on March 4, and it shows a perfect 850. But a credit report he pulled on March 11 using ...

Does a perfect credit score of 850 have any benefits beyond ... - Quora

An 850 score—the highest score on the most commonly-used FICO scale—is laudable. It means that you pay your financial obligations ...

The Perfect Credit Score: Understanding the 850 FICO Score

As of April 2023, about 1.7% of the US scorable population had a perfect 850 FICO® Score. That compares to 1.5% in April 2018 and 0.8% in April 2013.

Is It Possible to Get a Perfect Credit Score? - American Express

An Experian study found that as of 2021, 1.3% of all credit-holding Americans had a FICO score of 850.2 A perfect score generally requires years ...

Why don't I have a perfect credit score? - NFCC

Why don't I have a perfect credit score? · 1) Payment history (whether you pay credit lines on time and as agreed) · 2) Utilization ratio (how ...

What Is the Highest Credit Score and How Do You Get It? - TheStreet

By and large, a Fair Isaac Corporation (FICO) credit score of 850 is the "highest" possible credit score, and that certainly fits in the realm ...

The 800 Credit Score: What It Means, Why It Helps and How To Get ...

If you have an 800 FICO score, you have an extremely positive credit history. You've likely been using credit successfully for many years and ...

850 Credit Score – Benefits of Perfect FICO Scores - The Credit Pros

850 Credit Score is considered excellent in most of the scoring models including the FICO credit scale. This shows the credibility of the borrowers.

Why A 850 Credit Score Is USELESS! - YouTube

Having a 850 credit score is useless for most people. Realistically having a 760 is a great goal for most people. A 760 is also a more ...

Highest Credit Score: Is It Possible to Get It? - Investopedia

A person isn't necessarily a high credit risk if they have a 500 FICO score. However, FICO reports, based on its statistics, that people with a ...

My credit score is a perfect 850. Here's how. - NJ.com

The credit cards are the main reason my score fluctuates. This is because the score is a snapshot of something that has a lot of moving parts.

Unlocking the Path to a Top-Tier Credit Score: Is 850 Really Worth It?

Not necessarily. While an 850 might unlock premium benefits and give you bragging rights, most lenders offer the best rates to borrowers with ...