Why many Helene flooding victims don't have flood insurance

FEMA says only 4% of U.S. homeowners have flood insurance and many of those affected by Helene flooding are just discovering they don't have ...

In dozens of counties in Georgia, North Carolina and South Carolina that were flooded by Helene, less than 1 percent of households have flood ...

Outside of Florida, roughly 99% of homeowners that sustained flooding are not covered, Insurance Information Institute estimates.

Homes tend to go without flood insurance for two reasons: cost and awareness. Some homeowners, Bach said, aren't aware that flood insurance has ...

Those recovering from the storm may be surprised to learn flood damage is a completely separate thing. Insurance professionals and experts have ...

And many don't. In some areas where Hurricane Helene hit the hardest, less than 1% of homes had flood insurance when the storm hit. In Buncombe ...

Without flood insurance, some people may be able to rebuild with the help of charities, but most others will be left to fend for themselves.

Many Katrina victims also didn't have flood insurance, relying on the levees to keep them safe, according to Stephen Murphy, a disaster ...

FEMA says only 4% of U.S. homeowners have flood insurance and many of those affected by Helene flooding are just discovering they don't have ...

Yet, 90 percent of natural disasters involve flooding. Most policies are purchased by residents who are required to have flood coverage, not ...

Only 0.7% of Buncombe County residents had flood insurance when Helene flooded their properties.

On average, just a tiny fraction of households in the inland counties hit hardest by Hurricane Helene and its remnants had flood insurance.

Most Tennesseans don't have flood insurance. In any direction you look, there's at least one state between Tennessee and the ocean.

But most private insurance companies don't carry flood insurance, leaving the National Flood Insurance Program run by the Federal Emergency ...

Hurricane Helene survivors in North Carolina are struggling without flood insurance, and now risk losing everything they own.

(WSMV) - Two weeks ...

Further, many FEMA maps don't consider flooding from rain water, only from storm surges and rising rivers. Many inland counties in the Southeast ...

In the end, private insurers are likely to be spared the worst losses from Helene because standard homeowners and renters insurance doesn't ...

We are not in a flood plain, in a difficult to reach (at least for large machinery) area well up a mountain, and did not have flood insurance.

[They] don't have an NFIP policy, don't have a Neptune policy, and their homeowners insurance will not cover the risk of flooding,” said Trevor ...